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Arthur York's Articles in Mortgages

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Cons and Pros of Interest-Only Mortgages The concept of interest-only mortgages has emerged not so long a go, but it is becoming increasingly popular as a method of financing homes… Pre-Payment of Home Mortgages: to Be or not to Be? If your current financial situation allows you to repay you mortgage early, why not go for it? Co-Signing a Mortgage for Your Child When your child decides that the time has come for him or her to buy a home of his/her own, should you assist by co-signing the home mortgage? Advantages and Disadvantages of a Balloon Mortgage There are a lot of home mortgage options available today, and it is important to be aware of them all in order to choose the one most suitable for you. Searching for a Suitable Mortgage: a Broker or a Lender? Finding a suitable mortgage is the crucial point in the process of purchasing your home, because the terms of the mortgage actually determine what home you will be able to afford… Tips on Finding a Mortgage with Bad Credit Score Bad credit score is not an uncommon thing. The question is, can you actually qualify for a mortgage if you have a bad credit? The simple answer is: yes, you can! Choosing a Mortgage: Adjustable Rate vs. Fixed Rate What type of mortgage to choose is a very important question when buying a house. Will it be more appropriate to choose an adjustable rate mortgage (ARM) or a fixed rate mortgage?