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Jeff Beale's Articles in Finance

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Attitude of the Wealthy When I teach people to become rich, I always start with attitude. If you don't get this secret down, all the knowledge in the world of all the other ones will never do you any good. Why? Because you will always behave in a manner that is consistent with what you believe. So if your attitude is that you intend to be rich someday, you will take all the steps necessary to become rich. However, if your attitude is that it is very difficult to save money, it is very difficult to get out of debt, it is very difficult to get ahead financially, then this will always be your truth. Get Out of Debt So far, I have never met anyone who thinks they will become rich unless they save money (skip those wonderful inheritances for now). Using debt and saving money are polar opposites. Debt means that you are spending more than you make. Savings accumulate because you are spending less than you make. This is not a difficult formula!