Paul McDermott's Articles in Credit & Debit

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Can You Reall Benefit With Credit Card Debt Consolidation? Credit card debt consolidation seems to be the most talked-about term in the world of credit cards. It's true that credit cards have been very useful and convenient for us and we, in fact, treat credit cards as a necessity. How To Find a Good Credit Card Deal What is a good credit card deal? You must have heard people say - 'I got a good credit card deal'. So if you happen to be looking for a credit card at that moment, do you just go with what your friend has told you as a good credit card deal? Prepaid Credit Cards Not Always a Good Choice You thought you could cut your costs and improve your debt situation by getting a prepaid credit card. As the saying goes, buyer beware. I learned some of this the hard way after I received a prepaid credit card as a gift. I tried to buy one of my favorite Beatles CD's at an online auction. I was surprised that my purchase was rejected, even though I knew the balance was enough to pay for it. The real shocker was that when I called the 800 number on the card to double check the balance, they charged me $1.00 for the call!